Job Description

The Commercial Loan Processor will be a highly motivated and resourceful member of the Commercial Loan Doc & Closing Department and will handle complex commercial and consumer loan documents ensuring completeness and accuracy in accordance with credit/bank policy and State/Federal Regulatory requirements. This role requires someone with strong follow-through skills who is adaptable and embraces change. Responsibilities include working closely with Loan Personnel, Lending Assistants, and attorneys to manage the loan closing process, monitoring and enforcing post-closing exception items. May participate in special lending-related projects as directed by Senior Management.

ESSENTIAL DUTIES:

• Upholds, at all times, the Bank’s Core Values of: Integrity, Respect, Positive Attitude, Empowerment, Accountability, and Excellence.
• Delivers on the Bank’s tagline of “Your Best Banking Experience – Ever!” by reinforcing the application of superior customer service through his/her own example along with appropriate follow through with involved customers and employees.
• Generates Commercial Real Estate, Commercial and Industrial, SBA 504, Letters of Credit, Consumer, and Construction loan documents in accordance with loan approval requirements and State/Federal Regulatory requirements. Works with Lending Assistants and title companies on loan closings and follow-ups on recorded loan documents and title policies. Conducts UCC searches and perfects the Bank’s security interest.
• Reviews commercial, construction, consumer, and SBA 504 loan requests and related documentation for accuracy and compliance prior to releasing documents for signing.
• Reviews construction draws including supporting reports, vouchers, change orders submitted by Voucher Control Agents and disburse based on percentage of completion. Tracks construction budgets.
• Working knowledge of title policies and related loan regulations such as RESPA, HMDA, and other Bank lending policies on loans to directors.
• Processes and track loan collection expenses, vendor fees, and other professional fees.
• File UCC’s to perfect the bank’s lien and conduct UCC post searches.
• Follow-up on UCCs, recorded loan documents, and title policies.
• Reviews loan reports and conducts monthly certifications of cash secured loans.
• Compiles information for Senior Management and assists in audit preparation.
• Other duties as assigned.

SUPERVISORY RESPONSIBILITY:
The position of Commercial Loan Processor is not responsible for the supervision of any employee(s).

MENTAL DEMANDS:
This position requires the ability to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.

MINIMUM REQUIREMENTS:

• Bachelor’s or Associate degree from an acceptable college/university; OR at least 1 Year of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of commercial loan servicing background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
• Intermediate computer skills including working knowledge of LaserPro and LaserPro Processing Set-Up, MS Word, Excel, Outlook, Adobe Acrobat, and various internet search engines.
• Intermediate servicing and processing knowledge of commercial, construction, real estate, and consumer loan products including knowledge of related state and federal lending and compliance laws and regulations and other Bank lending policies.
• Intermediate knowledge of title policies and related loan regulations such as RESPA, HMDA, REG O, flood regulations, bank lending policies, and federal/state banking rules and regulations.
• Intermediate knowledge of lending procedures and have the ability to read, analyze and interpret business policies, and technical procedures.
• Highly detail-oriented and accustomed to working in a fast-paced environment.
• Excellent organizational and time management skills with intermediate computer skills including Microsoft Office and specialty software programs.
• Intermediate math skills; ability to calculate interest, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent.
• Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, speak clearly to customers and employees.
• Ability to deal with complex problems involving multiple facets and variables in non-standardized situations and work with minimal supervision while performing duties.
• Must be able to sit for long periods of time, operate a computer, and telephone.
• This position requires writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Management reserves the right to change this position description at any time according to business needs.

About GBank:

We began in 2007 as "Bank of George" when we opened our Las Vegas bank locations. George Washington's legacy is one of strong leadership, integrity, and dedication to community. As our foremost founding father, our namesake started something great back then. We believed a small community bank better served the needs of our clients in Southern Nevada. Though we have grown and now lend to businesses in more than 30 states, we still maintain two local branches and provide a high level of customized service to all our clients. GBank Financial Holdings Inc. (NASDAQ: GBFH) is the parent company for GBank. GBank conducts business nationally through its SBA lending activities and BankCard Services, LLC ("BCS") partnership. Launched in 2016, our FinTech Gaming Division is powering Sightline Payments Play+ Solution ( for seamless and secure pay and play that enables cashless, mobile commerce solutions for gaming, lottery, and sports betting ecosystems. This positions GBank as a financial leader in this new payments world. GBank also provides general commercial banking services with an emphasis on serving the needs of small and medium-sized businesses, high net worth individuals, professionals, and investors. The Bank offers a full complement of consumer deposit products and is focused on delivering a premium level of service.

Job Tags

Full time, Work at office, Local area,

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